Personal Loans with ICICI Bank, Apply In Best Rates

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Personal Loan > ICICI Personal Loan

ICICI Bank Personal Loan

ICICI Bank Personal Loan Interest Rate @ 11.29%. Get your Loan

ICICI bank is one of the largest private sector banking and financial service company headquartered in Mumbai, Maharashtra India. It has a big market capitalization in India. It is also one of big four banks of India.

It offers wider range of financial services and banking products through multiple channels for corporate companies and retail sector. ICICI bank was incorporated in 1994; it started internet banking in 1998.

ICICI bank has currently network of 4070 branches and 13,403 ATMs across India. It was promoted by ICICI Limited in 1994.

Personal loan is an all purpose loan for one's personal purpose. The main purpose of such a loan is to meet any kind of need or expenses. ICICI bank offers personal loan for your personal requirement at competitive interest rate and no security, collateral or guarantor is required for obtaining this loan also know as unsecured loan. This loan can be taken for taking the family foreign, taking the business up to new level and sending the children abroad for higher education, etc.

If you are looking for ICICI personal loan, then you are at the right spot to get your loan processed. As Personal loan is easily accessible, people tend to opt for it.

Bank will consider your personal profile when it comes to approving your loan. If you are a married, own a villa have been there for years then you are more preferred than bachelor who changes his abode frequently. In case you are staying in a rented house, the banks go for additional background checks where your profile and year of experience play a vital role in getting approval for loan.

The rate of interest and the due diligence may vary from one region to another region or locality.

More often most of us consider taking Personal loan to overcome the financial crisis. Opting for a personal loan without knowing, its pros and cons which could cost us more than planned at times.

ICICI Personal Loan Features:

Minimal Documentation

Competitive Interest rate

Quick processing

No security is required

Interest rate from 12.25 % to 18.54%

Loan up to 20 lakhs

Flexible EMI options from 12 to 60

Fixed interest rate throughout Loan tenure

Disbursement in 72 hours

Benefits of ICICI Personal Loan

Crediting the amount in to account directly

Simple Documentation

Choosing the repayment period as you wish

Documents needed for salaried persons:

Identity Proof: Passport, Driving license, Voter Id, Pan Card

Address Proof: Utility bill (Electricity bill, Gas bill

Salary slips for the last three months.

Passport photograph

Documents for Business people:

Identity Proof, Address Proof, Date of Birth Proof

Income Proof for the last two years

Last six months bank statements

Office address proof

Office Ownership proof

Business continuity proof

Profit and loss account for the last two years


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